Wisconsin Auto Insurance

You live in Wisconsin and you're now on the lookout for a new auto insurance policy.  Luckily you've come to the right place! Wisconsin-Auto-Insurance.com can help you find the lowest possible rates in the state. Request a free Wisconsin auto insurance quote here.

Although residents of Wisconsin can opt to show financial responsibility in lieu of car insurance, the majority of Wisconsin residents choose auto insurance, simply because it's easier and less difficult for people of limited financial means.

Minimum Wisconsin car insurance requirements

Whether you choose to prove financial responsibility or you opt for a Wisconsin auto insurance plan, the State of Wisconsin has outlined some minimum levels of coverage required. The minimum coverage that you must prove, whether with auto insurance, or through financial responsibility is the following:

• Bodily Injury Liability: $25,000 minimum coverage per person, with a limit of $50,000 per accident
• Property Damage Liability: $10,000 minimum coverage for property damage.
• Uninsured Motorist Bodily Injury: $25,000 minimum coverage for uninsured motorist liability, along with a $50,000 limit per accident.

Wisconsin car insurance considerations

Wisconsin law goes by the Tort system of auto insurance (just like more than 30 other states in the U.S.) What this means is that the person who is found at fault in the accident is generally considered to be the one who is responsible for all insurance, deductibles, and other expenses associated with the accident.

Average car insurance rates in Wisconsin are below the national average, at about $1,557 (compared with the U.S. average of $1,766). You will find out that rates could fluctuate from month to month, and could potentially go as low as $1,117 like they were in September of 2008 (according to CarInsurance.com). This is why it's a good idea to frequently compare rates in order to find the best possible premium. We can help you in this process. To get started, you can request a free, no-obligation Wisconsin car insurance quote here!